UK PLANT, MACHINERY & COMMERCIAL FLEET FUNDING
Asset & Equipment finance built around your cash flow.
Getting the right machinery, commercial vehicles, or technology onto the floor shouldn’t drain your day-to-day working capital.
At TrustTree Commercial Finance, we connect you with flexible asset funding fast, so you can easily acquire the tools you need to operate and grow while keeping your cash reserves intact.
What is asset finance and how does it work?
Asset finance is a flexible funding method that allows UK businesses to purchase high-value equipment, vehicles, or technology without paying the entire upfront cost in one lump sum. The cost is spread across manageable, regular repayments over an agreed term, typically ranging from 12 to 84 months, while the asset itself generates revenue for your business.
Hire Purchase (HP): Spread the purchase cost over fixed monthly installments. Your business uses the equipment immediately and takes full legal ownership once the final option-to-purchase fee is settled.
Finance Leasing: Hire and operate the asset for an agreed period with predictable monthly rentals. At the end of the term, you can extend the lease, upgrade to modern machinery, or sell the asset on the lender's behalf.
Operating Leasing: Ideal for assets with a finite operational life (such as specialised vehicles or IT infrastructure) where you only pay for the duration of use without taking on balance-sheet depreciation risk.
Asset Refinance (Equity Release): Unlock capital tied up in machinery, vehicles, or unencumbered plant your business already owns to release immediate cash for operational growth or debt consolidation.
What assets & equipment can we help you get funding for?
We can help you secure funding for a wide range of assets and equipment:
Plant & Heavy Machinery: Excavators, CNC machinery, manufacturing plants, agricultural equipment, and construction tools.
Commercial Fleets & Vehicles: Vans, HGVs, trailers, courier fleets, and corporate electric vehicles.
Technology & IT Infrastructure: Enterprise software systems, office servers, high-spec computers, and digital sales platforms.
Specialist Industry Equipment: Medical and dental tools, commercial kitchen appliances, printing presses, and gym equipment.
The TrustTree way to fund business equipment.
Independent access to 150+ lenders.
1
Single banks only offer their own restricted asset policies. We compare major high-street banks, specialist asset funders, and boutique equipment financiers simultaneously.
Fast 24-Hour underwriting turnaround.
2
We know time cost money. Once you provide your asset quote or equipment requirements, our experienced commercial team reviews your file and returns with tailored terms within 24 hours.
Tailored to you and your revenue cycle.
3
We structure seasonal payments, low upfront deposits, or balloon payments that align directly with your cash inflow.
We’re only paid if you are.
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We don't charge upfront application or broker fees; we’re paid by the lender on completion of the loan, so we’re as invested as you are in getting you the best outcome.
From rate comparison to completion, fast.
1
You share your asset details.
Fill in our quick assessment form below with the equipment type, supplier invoice/estimate, and target borrowing amount.
2
We review all info.
A dedicated UK commercial broker assesses your requirements, structures the optimal facility (HP, lease, or refinance), and confirms indicative terms.
3
We handle lender approval & credit sign off.
We work with lender submissions, document gathering, and credit approval on your behalf.
4
You get approved.
The lender pays your equipment supplier directly, allowing you to take delivery of your machinery and get to work.